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Homeownership Gaps Among Low-Income and Minority Borrowers and Neighborhoods

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  • HUD - PD&R
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    Abstract

    Homeownership rates currently stand at historically high levels for all segments of the U.S. population. Nevertheless, dramatic gaps in homeownership rates have been stubbornly present over the last several decades, and even increased somewhat during the decade of the 1990s. As of 2004, the white homeownership rate was 76 percent while African-American and Hispanic homeownership rates remained below 50 percent, and the Asian rate was 60 percent. At the same time households with very-low income had a homeownership rate that was 37 percentage points below the rate for high-income households.

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    File URL: http://www.huduser.org/Publications/pdf/HomeownershipGapsAmongLow-IncomeAndMinority.pdf
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    Bibliographic Info

    Paper provided by HUD USER, Economic Development in its series Economic Development Publications with number 39100.

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    Length: 271 pages
    Date of creation: Mar 2005
    Date of revision:
    Handle: RePEc:hud:wpaper:39100

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