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A Study of Market Sector Overlap and Mortgage Lending

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Author Info
HUD – PD&R
Abstract

This recently completed study investigates the amount of overlap between two mortgage market sectors, the Federal Housing Administration (FHA) and the Government-Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac. In this case, overlap refers to loans that could have been handled in either market.

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File URL: http://www.huduser.org/Publications/pdf/mktoverlap.pdf
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Publisher Info
Paper provided by HUD USER, Economic Development in its series Economic Development Publications with number 39044.

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Length: 158 pages
Date of creation: May 2005
Date of revision:
Handle: RePEc:hud:wpaper:39044

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H0 - Public Economics - - General

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  1. James A. Berkovec & Glenn B. Canner & Stuart A. Gabriel & Timothy H. Hannan, 1998. "Discrimination, Competition, And Loan Performance In Fha Mortgage Lending," The Review of Economics and Statistics, MIT Press, vol. 80(2), pages 241-250, May. [Downloadable!] (restricted)
  2. Anthony Pennington-Cross & Joseph Nichols, . "Credit History and the FHA-Conventional Choice," Zell/Lurie Center Working Papers 319, Wharton School Samuel Zell and Robert Lurie Real Estate Center, University of Pennsylvania.
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  3. Onder, Zeynep, 1998. "Individual and Neighborhood Effects on FHA Mortgage Activity: Evidence from HMDA Data," Journal of Housing Economics, Elsevier, vol. 7(4), pages 343-376, December. [Downloadable!] (restricted)
  4. Ambrose, Brent W. & Pennington-Cross, Anthony & Yezer, Anthony M., 2002. "Credit Rationing in the U.S. Mortgage Market: Evidence from Variation in FHA Market Shares," Journal of Urban Economics, Elsevier, vol. 51(2), pages 272-294, March. [Downloadable!] (restricted)
  5. Ambrose, Brent W. & Pennington-Cross, Anthony, 2000. "Local economic risk factors and the primary and secondary mortgage markets," Regional Science and Urban Economics, Elsevier, vol. 30(6), pages 683-701, December. [Downloadable!] (restricted)
  6. Gyourko, Joseph & Hu, Dapeng, 2002. "Spatial distribution of affordable home loan purchases in major metropolitan areas: documentation and analysis," Regional Science and Urban Economics, Elsevier, vol. 32(5), pages 549-589, September. [Downloadable!] (restricted)
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This page was last updated on 2009-11-29.


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