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Bank Productivity in China 1997-2007: An Exercise in Measurement

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Author Info
Kent Matthews (Hong Kong Institute for Monetary Research, Cardiff University, Wales)
Nina Zhang (Citibank (China), Cardiff University, Wales)

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Abstract

This study examines the productivity growth of the nationwide banks of China and a sample of city commercial, banks for the eleven years to 2007. Estimates of total factor productivity growth are constructed with appropriate confidence intervals, using a bootstrap method for the Malmquist index. The study adjusts for the quality of the output by accounting for the non-performing loans on the balance sheets of the banks and tests for the robustness of the results by examining alternative sets of outputs. The productivity growth of the state-owned commercial banks (SOCBs) is compared with the joint-stock banks (JSCBs) and city commercial banks (CCBs). The weak average growth of TFP of the SOCBs disguises strong technical innovation. As a result, the inefficient banks have a greater efficiency gap to make up. This picture is similar but to a lesser extent for the JSCBs. In contrast the CCBs show strong TFP growth driven by efficiency gains and less so by technical innovation.

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Publisher Info
Paper provided by Hong Kong Institute for Monetary Research in its series Working Papers with number 252009.

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Length: 38 pages
Date of creation: Jul 2009
Date of revision:
Handle: RePEc:hkm:wpaper:252009

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Related research
Keywords: Bank Efficiency; Productivity; Malmquist Index; Bootstrap;

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Find related papers by JEL classification:
D24 - Microeconomics - - Production and Organizations - - - Production; Capital and Total Factor Productivity; Capacity
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages

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    Other versions:
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