Being Patient with Microfinance: The Impact of Training on Indian Self Help Groups
AbstractWe evaluate the impact of training provided by facilitators of Self Help Groups (SHGs). This evaluation provides one of the first studies of the impact of ‘microfinance plus,’ or the disbursement of services beyond credit. Indian SHGs are mainly NGO-formed microfinance groups but funded by commercial banks. We correct for membership selection bias with data on current as well as future SHG members. We then account for potential training endogeneity with propensity score matching. Regression and unadjusted matching results indicate that training does not aid in asset accumulation but can reverse the negative impact of credit on income. However, regression adjusted matching which controls for both participation and training selection bias reveals that training impacts assets but not income. These results are robust to sensitivity analyses performed on these estimates.
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Bibliographic InfoPaper provided by Uppsala University, Department of Economics in its series Working Paper Series with number 2010:22.
Length: 32 pages
Date of creation: 10 Dec 2010
Date of revision:
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Postal: Department of Economics, Uppsala University, P. O. Box 513, SE-751 20 Uppsala, Sweden
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More information through EDIRC
India; microfinance; training; impact studies; Self Help Groups;
Find related papers by JEL classification:
- I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty
- O12 - Economic Development, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
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- Bali Swain, Ranjula & Varghese, Adel, 2008.
"Does Self Help Group Participation Lead to Asset Creation?,"
Working Paper Series
2008:5, Uppsala University, Department of Economics.
- Swain, Ranjula Bali & Varghese, Adel, 2009. "Does Self Help Group Participation Lead to Asset Creation?," World Development, Elsevier, vol. 37(10), pages 1674-1682, October.
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