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Is Financial Risk-Taking Behavior Genetically Transmitted?

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Author Info
Cesarini, David () (Research Institute of Industrial Economics (IFN))
Johannesson, Magnus () (Stockholm School of Economics)
Lichtenstein, Paul (Karolinska Institutet)
Sandewall, Örjan () (Research Institute of Industrial Economics (IFN))
Wallace, Björn () (Stockholm School of Economics)

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Abstract

In this paper, we use a sample of almost 30,000 Swedish mono- and dizygotic twins to study the heritability of financial risk-taking. Following a major pension reform in the year 2000, virtually all Swedish adults had to simultaneously make a financial decision affecting post-retirement wealth. We take this event as a field experiment to infer risk preferences. We use standard techniques from behavior genetics to partition variation in risk-taking into environmental and genetic components. Our findings suggest that genetic variation is an important source of individual heterogeneity in financial risk-taking.

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Publisher Info
Paper provided by Research Institute of Industrial Economics in its series Working Paper Series with number 765.

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Length: 40 pages
Date of creation: 23 Sep 2008
Date of revision:
Handle: RePEc:hhs:iuiwop:0765

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Postal: Research Institute of Industrial Economics, Box 55665, SE-102 15 Stockholm, Sweden
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Related research
Keywords: Genetics; Risk-Taking; Portfolio Investment; Twins;

Find related papers by JEL classification:
D01 - Microeconomics - - General - - - Microeconomic Behavior: Underlying Principles
G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions

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This page was last updated on 2009-11-25.


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