Vikström, Johan () (IFAU - Institute for Labour Market policy Evaluation)
Abstract
Several studies have documented that employer incentives, in form of experience rating, co-insurance or deductibles, could decrease the social insurance usage. Such employer incentives may though have unintended side effects, as it gives employers incentives to transfer the costs to their workers, affecting individual wages and inducing cream skimming. Side effects which have been given limited attention. This paper aims to fill one part of this gap in the literature. The effect off employer incentives on individual wages is estimated using a reform in January 1992, which introduced an employer co-insurance system into the Swedish sickness absence insurance. The analysis based on a long population panel database, including survey information on hourly wages, gives no support of any important individual wage effects from the co-insurance reform. This is not a result of lack of variation in individual wage increases, nor is it a result of large standard errors.
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Publisher Info
Paper provided by IFAU - Institute for Labour Market Policy Evaluation in its series Working Paper Series with number
2009:13.
Length: 37 pages Date of creation: 04 Jun 2009 Date of revision: Handle: RePEc:hhs:ifauwp:2009_013
Contact details of provider: Postal: Labour Market Policy Evaluation, P O Box 513, SE-751 20 Uppsala, Sweden Phone: (+46) 18 - 471 70 70 Fax: (+46) 18 - 471 70 71 Email: Web page: http://www.ifau.se/ More information through EDIRC
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Find related papers by JEL classification: C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health J39 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Other
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