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Moral hazard among the sick and unemployed: evidence from a Swedish social insurance reform

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Author Info
Larsson, Laura () (IFAU - Institute for Labour Market Policy Evaluation)
Runeson, Caroline () (Institute for Labour Market Policy Evaluation)

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Abstract

This paper looks at a specific type of moral hazard that arises in the interplay between two large public insurance systems in Sweden, namely the sickness insurance (SI) and the unemployment insurance (UI). Moral hazard can arise from the benefit size structure as for some unemployed persons, benefits from the SI are higher than benefits from the UI. We use a reform of the SI system that came in force 1 July, 2003, to identify the effect of economic incentives arising from the different benefit sizes. Our results from a duration analysis show clearly that the higher the benefits, the larger the probability of reporting sick.

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Publisher Info
Paper provided by IFAU - Institute for Labour Market Policy Evaluation in its series Working Paper Series with number 2007:8.

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Length: 32 pages
Date of creation: 14 Mar 2007
Date of revision:
Handle: RePEc:hhs:ifauwp:2007_008

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Postal: Labour Market Policy Evaluation, P O Box 513, SE-751 20 Uppsala, Sweden
Phone: (+46) 18 - 471 70 70
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Related research
Keywords: Unemployment insurance sickness insurance health duration analysis discrete hazard models

Other versions of this item:

Find related papers by JEL classification:
C41 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - Duration Analysis
H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health
J64 - Labor and Demographic Economics - - Mobility, Unemployment, and Vacancies - - - Unemployment: Models, Duration, Incidence, and Job Search
J65 - Labor and Demographic Economics - - Mobility, Unemployment, and Vacancies - - - Unemployment Insurance; Severance Pay; Plant Closings

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. van den Berg, Gerard & Lindeboom, Maarten & López, Marta, 2007. "Inequality in individual mortality and economic conditions earlier in life," Working Paper Series 2007:7, IFAU - Institute for Labour Market Policy Evaluation. [Downloadable!]
    Other versions:
  2. Lundin, Daniela & Mörk, Eva & Öckert, Björn, 2007. "Do reduced child care prices make parents work more?," Working Paper Series 2007:2, IFAU - Institute for Labour Market Policy Evaluation. [Downloadable!]
  3. Andersson, Christian, 2007. "Teacher density and student achievement in Swedish compulsory schools," Working Paper Series 2007:5, Uppsala University, Department of Economics. [Downloadable!]
  4. Andersson, Christian & Waldenström, Nina, 2007. "Teacher supply and the market for teachers," Working Paper Series 2007:5, IFAU - Institute for Labour Market Policy Evaluation. [Downloadable!]
  5. Andersson, Christian, 2007. "Teacher density and student achievement in Swedish compulsory schools," Working Paper Series 2007:4, IFAU - Institute for Labour Market Policy Evaluation. [Downloadable!]
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This page was last updated on 2008-7-24.


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