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Surveys on Electronic Money


Author Info

  • Gormez, Yuksel


  • Capie, Forrest



This paper investigates the views of electronic money operators and innovators on the possibilities and implications of e-money, especially with respect to replacing central bank money as well as technical issues regarding e-money, its implications for the financial industry and central banking. This has been done using surveys of major e-money innovators and operators, based on the assumption that these operators and innovators are likely to shape the future framework for e-money schemes. It seems that innovators and operators are quite confident about the future of e-money – despite problems and obstacles surrounding current testing – and that central banks’ monopoly of the issuance of money as a medium of exchange will no longer be unchallenged.

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Bibliographic Info

Paper provided by Bank of Finland in its series Research Discussion Papers with number 7/2000.

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Length: 49 pages
Date of creation: 30 Jun 2000
Date of revision:
Handle: RePEc:hhs:bofrdp:2000_007

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Postal: Bank of Finland, P.O. Box 160, FI-00101 Helsinki, Finland
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Related research

Keywords: electronic money; financial regulation; central banks; financial innovation;


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Cited by:
  1. Rudanko, Leena, 2000. "Consumption and Uncertain Access to the Asset Market," Research Discussion Papers 23/2000, Bank of Finland.
  2. Yuksel Gormez & Forrest Capie, 2003. "Prospects for Electronic Money : A US - European Comparative Survey," Working Papers 0302, Research and Monetary Policy Department, Central Bank of the Republic of Turkey.
  3. Michael Woodford, 2001. "Monetary policy in the information economy," Proceedings - Economic Policy Symposium - Jackson Hole, Federal Reserve Bank of Kansas City, Federal Reserve Bank of Kansas City, pages 297-370.
  4. Charles Goodhart & Malte Krueger, 2001. "The impact of technology on cash usage," LSE Research Online Documents on Economics 25048, London School of Economics and Political Science, LSE Library.


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