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Surveys on Electronic Money

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Author Info

  • Gormez, Yuksel

    ()

  • Capie, Forrest

    ()

Abstract

This paper investigates the views of electronic money operators and innovators on the possibilities and implications of e-money, especially with respect to replacing central bank money as well as technical issues regarding e-money, its implications for the financial industry and central banking. This has been done using surveys of major e-money innovators and operators, based on the assumption that these operators and innovators are likely to shape the future framework for e-money schemes. It seems that innovators and operators are quite confident about the future of e-money – despite problems and obstacles surrounding current testing – and that central banks’ monopoly of the issuance of money as a medium of exchange will no longer be unchallenged.

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File URL: http://www.suomenpankki.fi/en/julkaisut/tutkimukset/keskustelualoitteet/Documents/0007.pdf
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Bibliographic Info

Paper provided by Bank of Finland in its series Research Discussion Papers with number 7/2000.

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Length: 49 pages
Date of creation: 30 Jun 2000
Date of revision:
Handle: RePEc:hhs:bofrdp:2000_007

Contact details of provider:
Postal: Bank of Finland, P.O. Box 160, FI-00101 Helsinki, Finland
Web page: http://www.suomenpankki.fi/en/
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Related research

Keywords: electronic money; financial regulation; central banks; financial innovation;

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Cited by:
  1. Michael Woodford, 2001. "Monetary policy in the information economy," Proceedings - Economic Policy Symposium - Jackson Hole, Federal Reserve Bank of Kansas City, pages 297-370.
  2. Yuksel Gormez & Forrest Capie, 2003. "Prospects for Electronic Money : A US - European Comparative Survey," Working Papers 0302, Research and Monetary Policy Department, Central Bank of the Republic of Turkey.
  3. Charles Goodhart & Malte Krueger, 2001. "The impact of technology on cash usage," LSE Research Online Documents on Economics 25048, London School of Economics and Political Science, LSE Library.
  4. Rudanko, Leena, 2000. "Consumption and Uncertain Access to the Asset Market," Research Discussion Papers 23/2000, Bank of Finland.

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