Surveys on Electronic Money
AbstractThis paper investigates the views of electronic money operators and innovators on the possibilities and implications of e-money, especially with respect to replacing central bank money as well as technical issues regarding e-money, its implications for the financial industry and central banking. This has been done using surveys of major e-money innovators and operators, based on the assumption that these operators and innovators are likely to shape the future framework for e-money schemes. It seems that innovators and operators are quite confident about the future of e-money – despite problems and obstacles surrounding current testing – and that central banks’ monopoly of the issuance of money as a medium of exchange will no longer be unchallenged.
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Bibliographic InfoPaper provided by Bank of Finland in its series Research Discussion Papers with number 7/2000.
Length: 49 pages
Date of creation: 30 Jun 2000
Date of revision:
electronic money; financial regulation; central banks; financial innovation;
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