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Risk taking under heterogenous risk sharing

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Author Info
Mohamed Belhaj () (GREQAM - Groupement de Recherche en Économie Quantitative d'Aix-Marseille - Université de la Méditerranée - Aix-Marseille II - Université Paul Cézanne - Aix-Marseille III - Ecole des Hautes Etudes en Sciences Sociales - CNRS : UMR6579, ECM - Ecole Centrale de Marseille - Ecole Centrale de Marseille)
Frédéric Deroïan () (GREQAM - Groupement de Recherche en Économie Quantitative d'Aix-Marseille - Université de la Méditerranée - Aix-Marseille II - Université Paul Cézanne - Aix-Marseille III - Ecole des Hautes Etudes en Sciences Sociales - CNRS : UMR6579)

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Abstract

We revisit the common view that risk sharing enhances risk taking in the context of heterogenous risk sharing in a small economy. Under low volumes of transfers, we express individual risk level in terms of Bonacich measure. We find that heterogeneity combined to strategic interaction imply that risk sharing enhances risk taking only in average. However, under high transfer volumes, risk sharing may reduce risk taking. We also provide conditions under which agents under or over invest with respect to the risk allocation maximizing the sum of profits.

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Paper provided by HAL in its series Working Papers with number halshs-00369889_v1.

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Date of creation: 22 Mar 2009
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Handle: RePEc:hal:wpaper:halshs-00369889_v1

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Related research
Keywords: Risk taking ; Heterogenous risk sharing ; Strategic Interactions ; Bonacich measure;

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This page was last updated on 2009-11-28.


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