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Are More Risk-Averse Agents More Optimistic? Insights from a Simple Rational Expectations Equilibrium Model

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Author Info
Elyès Jouini () (CEREMADE - CEntre de REcherches en MAthématiques de la DEcision - CNRS : UMR7534 - Université Paris Dauphine - Paris IX)
Clotilde Napp (DRM - Dauphine Recherches en Management - CNRS : UMR7088 - Université Paris Dauphine - Paris IX)

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Abstract

We analyze the link between pessimism and risk-aversion. We consider a model of partially revealing, competitive rational expectations equilibrium with diverse information, in which the distribution of risk-aversion across individuals is unknown. We show that when a high individual level of risk-aversion is taken as a signal for a high average level of risk-aversion, more risk-averse agents are more optimistic. This correlation between individual risk-aversion and optimism leads to a pessimistic consensus belief hence to an increase in the market price of risk. Risk-sharing schemes and welfare implications are analyzed. We show that agents' welfare may increase upon the receipt of more precise information.

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Paper provided by HAL in its series Working Papers with number halshs-00176630_v1.

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Date of creation: 04 Oct 2007
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Handle: RePEc:hal:wpaper:halshs-00176630_v1

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Related research
Keywords: Optimism; risk-aversion; rational expectations; risk-premium; heterogenous beliefs;

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