Are gifts and loans between households voluntary?
Abstract
Using village data from Tanzania, we test whether gifts and loans between households are voluntary while correcting for mis-reporting by the giving and receiving households. Two maintained assumptions underlie our analysis: answers to a question on who people would turn to for help are good proxies for willingness to link; and, conditional on regressors, the probability of reporting a gift or loan is independent between giving and receiving households. Building on these assumptions, we develop a new estimation methodology that corrects for response bias. Our testing strategy is based on the idea that, if lending and gift giving are voluntary, then both households should want to rely on each other for help. We find only weak evidence to support bilateral link formation. We do, however, find reasonably strong evidence to support unilateral link formation. Results suggest that if a household wishes to enter in a reciprocal relationship with someone who is sufficiently close socially and geographically, it can do so unilaterally.Download Info
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Paper provided by HAL in its series PSE Working Papers with number halshs-00564894.Length:
Date of creation: Jun 2010
Date of revision:
Handle: RePEc:hal:psewpa:halshs-00564894
Note: View the original document on HAL open archive server: http://halshs.archives-ouvertes.fr/halshs-00564894
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Related research
Keywords: risk sharing ; reporting bias ; social networks;Other versions of this item:
- Margherita Comola & Marcel Fafchamps, 2010. "Are gifts and loans between households voluntary?," CSAE Working Paper Series 2010-20, Centre for the Study of African Economies, University of Oxford.
- C13 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Estimation: General
- C51 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Model Construction and Estimation
- D85 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Network Formation
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Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.Cited by:
- Jakiela, Pamela & Ozier, Owen, 2012. "Does Africa need a rotten Kin Theorem ? experimental evidence from village economies," Policy Research Working Paper Series 6085, The World Bank.
- Landmann, Andreas & Vollan, Björn & Frölich, Markus, 2012. "Insurance versus Savings for the Poor: Why One Should Offer Either Both or None," IZA Discussion Papers 6298, Institute for the Study of Labor (IZA).
- Landmann, Andreas & Vollan, Björn & Frölich, Markus, 2011. "Saving, Microinsurance: Why You Should Do Both or Nothing. A Behavioral Experiment on the Philippines," Proceedings of the German Development Economics Conference, Berlin 2011 51, Verein für Socialpolitik, Research Committee Development Economics.
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