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Precautionary Savings in Incomplete Financial Markets

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Author Info
Kast, R.
Lapied, A.

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Abstract

Comparative statics in an Arrow-Radner incomplete market equilibrium model shows that some insights on agents' risk perception can be inferred from market prices. We call "precautionary savings" those savings which are invested in some riskless asset. The results are: precautionary savings increase when non insurable risks increase and decrease when indurable risks increase; in the first case the compunded price of an asset which doesn't hedge this risk decreases, the compounded price of an asset hedging this risk increases in the second case. These results hold even though markets are incomplete and information structures are assymetric.

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Publisher Info
Paper provided by Universite Aix-Marseille III in its series G.R.E.Q.A.M. with number 99a14.

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Length: 11 pages
Date of creation: 1999
Date of revision:
Handle: RePEc:fth:aixmeq:99a14

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Postal: G.R.E.Q.A.M., (GROUPE DE RECHERCHE EN ECONOMIE QUANTITATIVE D'AIX MARSEILLE), CENTRE DE VIEILLE CHARITE, 2 RUE DE LA CHARITE, 13002 MARSEILLE.
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Related research
Keywords: GENERAL EQUILIBRIUM ; UNCERTAINTY ; FINANCIAL MARKET;

Find related papers by JEL classification:
D52 - Microeconomics - - General Equilibrium and Disequilibrium - - - Incomplete Markets
D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information
G12 - Financial Economics - - General Financial Markets - - - Asset Pricing

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