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Alternative financial service providers and the spatial void hypothesis: the case of New Jersey and Delaware

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Author Info
Marvin M. Smith
John Wackes
Tony E. Smith
Abstract

This paper continues the use of the spatial void hypothesis methodology to analyze the location of alternative financial service providers, such as check cashing outlets and pawn shops, in New Castle County, Delaware, and Atlantic, Mercer, Monmouth, and Passaic counties in New Jersey. Also explores whether these providers are disproportionately serving minority and low-income areas.

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File URL: http://www.phil.frb.org/community-development/publications/discussion-papers/alternative-financial-service-providers.pdf
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Paper provided by Federal Reserve Bank of Philadelphia in its series Community Affairs Discussion Paper with number 09-01.

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Date of creation: 2009
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Handle: RePEc:fip:fedpcd:09-01

Contact details of provider:
Postal: 10 Independence Mall, Philadelphia, PA 19106-1574
Web page: http://www.philadelphiafed.org/
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