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Alternative financial service providers and the spatial void hypothesis: the case of New Jersey and Delaware

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  • Marvin M. Smith
  • Tony E. Smith
  • John Wackes

Abstract

This paper continues the use of the spatial void hypothesis methodology to analyze the location of alternative financial service providers, such as check cashing outlets and pawn shops, in New Castle County, Delaware, and Atlantic, Mercer, Monmouth, and Passaic counties in New Jersey. Also explores whether these providers are disproportionately serving minority and low-income areas.

Suggested Citation

  • Marvin M. Smith & Tony E. Smith & John Wackes, 2009. "Alternative financial service providers and the spatial void hypothesis: the case of New Jersey and Delaware," Community Affairs Discussion Paper 09-01, Federal Reserve Bank of Philadelphia.
    • Handle: RePEc:fip:fedpcd:09-01
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    File URL: https://www.philadelphiafed.org/-/media/frbp/assets/community-development/discussion-papers/alternative-financial-service-providers.pdf
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