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CRA collaboratives and the San Joaquin Valley

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  • Hill, Kevin

    (Federal Reserve Bank of San Francisco)

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    Abstract

    California’s San Joaquin Valley is one of the nation’s most impoverished areas. Recent developments such as the foreclosure crisis and the Matosantos decision have heightened the Valley’s needs, and there is also evidence that the Valley is beginning to garner more attention from financial institutions and federal regulators. These developments create an opportunity for community-based organizations (CBOs) and financial institutions to work together in a mutually beneficial way. This paper describes how stakeholders have successfully collaborated to increase reinvestment in other locales, with lessons learned for the San Joaquin Valley. The results show that CBOs and financial institutions can improve conditions in the region and banks can still make a profit.

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    File URL: http://www.frbsf.org/community-development/files/wp2013-06.pdf
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    Bibliographic Info

    Paper provided by Federal Reserve Bank of San Francisco in its series Community Development Investment Center Working Paper with number 2013-6.

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    Length: 9 pages
    Date of creation: Nov 2013
    Date of revision:
    Handle: RePEc:fip:fedfcw:2013-06

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