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Les personnes âgées ont-elles perdu du terrain pendant la reprise économique ?

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Cristiana Pescarus
Maud Rivard

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Abstract

This paper examines the evolution of elderly families’ relative income. Its main objectives are to assess whether the income of elderly families has been following a downward trend in recent years and to compare their financial situation to that of non-elderly families. We use data from the 1981 to 1997 Survey of Consumer Finances and from the 1998 Survey of Labour and Income Dynamics. The incomes of elderly families have remained constant or have slightly increased during the period considered. Although elderly families’ market incomes have remained below that of non-elderly families, the gap between elderly and non-elderly families measured in terms of after-tax income appears considerably narrower. The difference is further reduced when income is adjusted by an equivalence scale that accounts for family size and size of the area of residence. Moreover, the median after-tax income of the poorest 25% of elderly families surpassed that of non-elderly families in the beginning of the ‘90s. Finally, our projections indicate that the economic boom of the late ’90s has not weakened the relative situation of elderly families.

Cette analyse retrace l’évolution du revenu relatif des familles âgées. Ses principaux objectifs consistent à vérifier s’il existe une tendance à la baisse du revenu des familles âgées et à comparer leur situation financière à celle des familles non-âgées. Les données utilisées proviennent de l’Enquête sur les finances de consommateurs de 1981 à 1997 et de l’Enquête sur la dynamique du travail et du revenu de 1998. Le revenu des familles âgées est resté constant voire même a légèrement augmenté entre 1981 et 1998 alors que celui des familles non-âgées a diminué. S’il est vrai que le revenu du marché des familles âgées est demeuré inférieur à celui des familles non-âgées, l’écart entre les familles âgées et non-âgées s’amenuise lorsque mesuré en termes de revenu après impôt. La différence est d’autant moindre lorsque le revenu est ajusté par un facteur d’équivalence tenant compte de la taille des familles et de leur région de résidence. De plus, le revenu médian après impôt du quart le plus pauvre des familles âgées surpasse celui des familles non-âgées les plus pauvres depuis le début des années ’90. Les mêmes conclusions prévalent lorsque l’analyse repose sur deux mesures de la situation relative des familles âgées autres que le revenu médian. Enfin, nos projections indiquent que la situation relative des familles âgées ne s’est pas détériorée suite à la reprise économique de la fin des années ’90.

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Paper provided by Department of Finance Canada in its series Working Papers-Department of Finance Canada with number 2002-01.

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Handle: RePEc:fca:wpfnca:2002-01

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