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Mortality Risk and Real Optimal Asset Allocation for Pension Funds

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Author Info
Francesco Menoncin () (Dipartimento di Scienze Economiche, Università di Brescia, Italy and IRES, Université catholique de Louvain, Louvain-La-Neuve, Belgique)
Olivier Scaillet (HEC Genève and FAME)

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Abstract

We analyze the problem of real optimal asset allocation for a pension fund maximising the expected CRRA utility of its real disposable wealth. The financial horizon of the analysis coincides with the random death time of a representative subscriber. We consider a very general setting where there exists a stochastic investment opportunity set together with stochastic contributions and pensions and we derive a quasi-explicit solution. When the market price of risk is independent of the state variables we are also able to compute a closed-form solution. Numerical simulations provide useful practical guidelines regarding the optimal investment strategy.

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Publisher Info
Paper provided by International Center for Financial Asset Management and Engineering in its series FAME Research Paper Series with number rp101.

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Date of creation: Sep 2003
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Handle: RePEc:fam:rpseri:rp101

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Related research
Keywords: pension fund; asset allocation; mortality risk; inflation risk;

Find related papers by JEL classification:
G23 - Financial Economics - - Financial Institutions and Services - - - Pension Funds; Other Private Financial Institutions
G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions

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  1. Katarzyna Romaniuk, 2007. "The optimal asset allocation of the main types of pension funds: a unified framework," The Geneva Papers on Risk and Insurance Theory, Springer, vol. 32(2), pages 113-128, December. [Downloadable!] (restricted)
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This page was last updated on 2009-11-19.


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