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Time to Mainstream Micro-Pensions in India

Author

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  • Mukul Asher

Abstract

The paper has argued that to expand coverage of micro-pensions, social entrepreneurship (along with social responsibility) will be needed by the financial sector, including the MFIs, insurance companies and mutual funds. Such entrepreneurship should aim to drastically reduce overall transaction costs, including fund management costs. The micro-pensions sector requires a regulator. While the PFRDA as an overall pension regulator is an appropriate agency for regulating micro-pensions, But it must closely co-ordinate with EEBI, IRDA, RBI, and NABARD.

Suggested Citation

  • Mukul Asher, 2007. "Time to Mainstream Micro-Pensions in India," Working Papers id:964, eSocialSciences.
    • Handle: RePEc:ess:wpaper:id:964
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    File URL: http://www.eSocialSciences.com/data/articles/Time_to_Ma8520076.pdf
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    References listed on IDEAS

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    1. Mukul Asher, 2006. "Issues and Options in the Pay-out Phase in Defined Contribution Pension Schemes," Working Papers id:561, eSocialSciences.
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    Cited by:

    1. Mitchell, Olivia S. & Mukherjee, Anita, 2017. "Assessing the demand for micropensions among India’s poor," The Journal of the Economics of Ageing, Elsevier, vol. 9(C), pages 30-40.

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