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El mercado de seguros de decesos: insuficiencias normativas e integración vertical

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Author Info
FRANCISCO MARCOS () (Instituto de Empresa)

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Abstract

La legislación española regula el seguro de decesos y lo configura como un seguro de prestación de servicios en virtud del cual la compañía aseguradora garantiza la prestación funeraria requerida en el momento del óbito del asegurado. Sin embargo, la regulación del seguro de decesos presenta algunas insuficiencias que afectan negativamente a los derechos de los asegurados y que dificultan el desarrollo de una competencia efectiva en los mercados de seguros de decesos y de prestación de servicios funerarios. En el presente estudio se identifican las principales insuficiencias en la regulación de esta figura aseguradora, así como su impacto sobre los asegurados y sobre la competencia.

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Publisher Info
Paper provided by Instituto de Empresa, Area of Economic Environment in its series Working Papers Economia with number wpe06-23.

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Length: 20 pages
Date of creation: Nov 2006
Date of revision:
Handle: RePEc:emp:wpaper:wpe06-23

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Related research
Keywords: Consumidores; Regulación; Seguro de deceso; Usuarios; Defensa de la competencia;

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This page was last updated on 2009-12-20.


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