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An Empirical Investigation of Habit-Based Asset Pricing Models

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Author Info
Sydney C. Ludvigson
Xiaohong Chen

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Abstract

A leading explanation of aggregate stock market behavior suggests that assets are priced as if there were a representative investor whose utility is a power function of the difference between aggregate consumption and a "habit" level, where the habit is some function of lagged and (possibly) contemporaneous consumption. But theory does not provide precise guidelines about the parametric functional relationship between the habit and aggregate consumption. This makes formal estimation and testing challenging; at the same time, it raises an empirical question about the functional form of the habit that best explains asset pricing data. This paper studies the ability of a general class of habit-based asset pricing models to match the conditional moment restrictions implied by asset pricing theory. Our approach is to treat the functional form of the habit as unknown, and to estimate it along with the rest of the model's parameters. The resulting specification for investor utility is semiparametric in the sense that it contains both the finite dimensional set of unknown parameters that are part of the power function and time-preference, as well as the infinite dimensional unknown habit function that must be estimated nonparametrically. This semiparametric approach allows us to empirically evaluate a number of interesting hypotheses about the specification of habit-based asset pricing models, and to formally test the framework's ability to explain stock return data relative to other models that have proven empirically successful

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Publisher Info
Paper provided by Econometric Society in its series Econometric Society 2004 North American Winter Meetings with number 332.

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Date of creation: 11 Aug 2004
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Handle: RePEc:ecm:nawm04:332

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Related research
Keywords: semi-nonparametric conditional moments; Habit-based asset pricing models;

Find related papers by JEL classification:
G12 - Financial Economics - - General Financial Markets - - - Asset Pricing
C14 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: General - - - Semiparametric and Nonparametric Methods
C52 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Model Evaluation and Testing

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  1. Yu Chen & Thomas Cosimano & Alex Himonas, 2008. "Solving an asset pricing model with hybrid internal and external habits, and autocorrelated Gaussian shocks," Annals of Finance, Springer, vol. 4(3), pages 305-344, July. [Downloadable!] (restricted)
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This page was last updated on 2009-12-2.


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