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Credit market and macroeconomic volatility

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Author Info
Caterina Mendicino () (Monetary and Financial Analysis Department, Bank of Canada, 234 Wellington St., Ottawa, K1A 0G9, Ontario, Canada.)

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Abstract

This paper investigates the role of credit market size as a determinant of business cycle fluctuations. First, using OECD data I document that credit market depth mitigates the impact of variations in productivity to output volatility. Then, I use a business cycle model with borrowing limits a la Kiyotaki and Moore (1997) to replicate this empirical regularity. The relative price of capital and the reallocation of capital are the key variables in explaining the relation between credit market size and output volatility. The model matches resonably well the reduction in productivity-driven output volatility implied by the established size of the credit market observed in OECD data. JEL Classification: E21, E22, E44, G20.

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Paper provided by European Central Bank in its series Working Paper Series with number 743.

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Length: 47 pages
Date of creation: Mar 2007
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Handle: RePEc:ecb:ecbwps:20070743

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Related research
Keywords: Credit frictions reallocation of capital asset prices.

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This paper has been announced in the following NEP Reports: Cited by:
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  1. Balázs Zsámboki, 2007. "Basel II and financial stability: An investigation of sensitivity and cyclicality of capital requirements based on QIS 5," MNB Occasional Papers 2007/67, Magyar Nemzeti Bank (The Central Bank of Hungary). [Downloadable!]
  2. Karen E. Dynan & Douglas W. Elmendorf & Daniel E. Sichel, 2006. "Financial innovation and the Great Moderation: what do household data say?," Proceedings, Federal Reserve Bank of San Francisco, issue Nov. [Downloadable!]
  3. Gábor Vadas, 2007. "Wealth portfolio of Hungarian households – Urban legends and facts," MNB Occasional Papers 2007/68, Magyar Nemzeti Bank (The Central Bank of Hungary). [Downloadable!]
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