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Survey data on household finance and consumption - research summary and policy use

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  • The Eurosystem Household Finance and Consumption Network
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    Abstract

    The first part of this paper provides a brief survey of the recent literature that employs survey data on household finance and consumption. Given the breadth of the topic, it focuses on issues that are particularly relevant for policy, namely i) wealth effects on consumption, ii) housing prices and household indebtedness, iii) retirement income, consumption and pension reforms, iv) access to credit and credit constraints, v) financial innovation, consumption smoothing and portfolio selection and vi) wealth inequality. The second part uses concrete examples to summarise how results from such surveys feed into policy-making within the central banks that already conduct such surveys. JEL Classification: C42, D12, D14.

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    File URL: http://www.ecb.europa.eu/pub/pdf/scpops/ecbocp100.pdf
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    Bibliographic Info

    Paper provided by European Central Bank in its series Occasional Paper Series with number 100.

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    Length: 39 pages
    Date of creation: Jan 2009
    Date of revision:
    Handle: RePEc:ecb:ecbops:20090100

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    Keywords: Household finance; consumption; survey data.;

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