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Why Do People Save? A Micro-Analysis of Motives for Household Saving in Japan

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Author Info

  • Horioka, C.Y.
  • Watanabe, W.

Abstract

This paper estimates the contribution of net saving for each of twelve motives to overall household saving in Japan using micro data from Japanese Government survey and finds that the net saving for the retirement and precautionary motives, both of which are consistent with the life-cycle model, are of dominant importance. It also finds that the saving motives of Japanese households vary greatly by age and that they save at each life stage for motives that are appropriate for that life stage.

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Bibliographic Info

Paper provided by Institute of Social and Economic Research, Osaka University in its series ISER Discussion Paper with number 0412.

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Length: 27 pages
Date of creation: 1996
Date of revision:
Handle: RePEc:dpr:wpaper:0412

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Related research

Keywords: HOUSEHOLD; LIFE CYCLE; SAVINGS;

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