This paper has been announced in the following NEP Reports:

• NEP-ALL-2009-07-03 (All new papers)
• NEP-CFN-2009-07-03 (Corporate Finance)
• NEP-ENT-2009-07-03 (Entrepreneurship)
• NEP-MFD-2009-07-03 (Microfinance)
• NEP-MKT-2009-07-03 (Marketing)

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