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Technological and Structural Change in the European Banking Industry

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  • Panapoulou, Maria

    ()
    (Centre of Planning and Economic Research, Athens)

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    Abstract

    The world banking industry is undergoing a large-scale transformation. Banking systems and financial markets, both domestic and international, have been undergoing a series of profound changes. One of the main driving forces of these worldwide changes is the introduction of innovations in new information technologies. Against these trends, industrial structure in the banking industry and banking regulation have sometimes encouraged these trends and sometimes adapted to them. The aim of this paper is to present research findings and the main arguments in the literature on technological change and industrial organisation in the banking industry. The last section of the paper focuses on the role of information technologies in the banking industry. We present research findings of functional studies on IT investment in the banking industry. These studies have analysed the relationship between IT and corporate performance by examining specific IT applications in the context of corporate strategies

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    Bibliographic Info

    Paper provided by United Nations University, Institute for New Technologies in its series EIFC - Technology and Finance Working Papers with number 13.

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    Date of creation: 2002
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    Handle: RePEc:dgr:unutaf:eifc02-13

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    Web page: http://www.intech.unu.edu

    Related research

    Keywords: Structural Change; Technological Change; Innovation; Banking Systems; Financial Markets; Banking Industry; IT Investment; Europe;

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    14. Larry W. Hunter & Annette Bernhardt & Katherine L. Hughes & Eva Skuratowicz, 2000. "It's Not Just the ATMs: Technology, Firm Strategies, Jobs, and Earnings in Retail Banking," Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania 00-31, Wharton School Center for Financial Institutions, University of Pennsylvania.
    15. Lorin M. Hitt & Frances X. Frei & Patrick T. Harker, 1998. "How Financial Firms Decide on Technology," Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania 98-34, Wharton School Center for Financial Institutions, University of Pennsylvania.
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