A microeconometric analysis of household savings determinants in Morocco
AbstractThis article provides an analysis of the microeconomic determinants of household savings behaviour in Morocco according to geographical household residence. Descriptive statistics seem to indicate a similar savings pattern in both rural and urban areas but the econometric results do not support this conclusion. Current income strongly affects the savings level in the urban area whereas the literacy of the household’s head is determinant in the rural one. However, the results do not confirm the life cycle hypothesis. The household’s size has a significant negative impact only in the urban case, while women heads of household save more than men, except for highest income levels. The results clearly show that urban and rural households behave differently with regards to savings.
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Bibliographic InfoPaper provided by Paris Dauphine University in its series Economics Papers from University Paris Dauphine with number 123456789/12164.
Date of creation: 2010
Date of revision:
Publication status: Published in African Review of Money Finance and Banking, 2010. pp. 7-27.Length: 20 pages
Savings; individual data; Morocco; microeconometrics;
Other versions of this item:
- Arestoff, Florence & Mage-Bertomeu, Sabine & Abdelkhalek, Touhami & El Mekkaoui de Freitas, Najat, 2009. "A microeconometric analysis of households saving determinants in Morocco," Economics Papers from University Paris Dauphine 123456789/5550, Paris Dauphine University.
- E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
- D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
- C3 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables
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