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Retraites, soutenabilité et garantie du gouvernement

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  • Gilles LE GARREC

    (OFCE)

Abstract

Nous étudions dans un modèle à générations imbriquées le rôle primordial du gouvernement pour la pérennité des systèmes de retraite par répartition. Nous montrons que les systèmes de retraite à fort taux de cotisation, comme ceux que l'on observe en Europe, ne sont viables à long terme qu'à la condition qu'une partie des droits accumulés par les retraités lorsqu'ils étaient actifs est garantie par le gouvernement. Cette condition peut néanmoins être relativisée à partir du moment où les agents de l'économie croient suffisamment en cette garantie. Ainsi, il est possible d'interpréter la baisse des droits à pension, que des retraités de certains régimes ont été amenés à accepter, non plus comme la seule conséquence d'une démographie défavorable mais aussi comme résultant d'une révision de croyance.

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Bibliographic Info

Paper provided by Université catholique de Louvain, Institut de Recherches Economiques et Sociales (IRES) in its series Discussion Papers (REL - Recherches Economiques de Louvain) with number 2005034.

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Length: 14
Date of creation: 01 Sep 2005
Date of revision:
Handle: RePEc:ctl:louvre:2005034

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Cited by:
  1. Gilles LE GARREC, 2009. "Système de retraite et vieillissement," Annales d'Economie et de Statistique, ENSAE, issue 93-94, pages 363-379.

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