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Fear of ruin and longevity enhancing investment

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Author Info
EECKHOUDT, Louis (---)
PESTIEAU, Pierre (UniversitŽ catholique de Louvain (UCL). Center for Operations Research and Econometrics (CORE))

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Abstract

Rectangularization of the survival probability seems to be an ongoing process. It results from a higher concentration of the ages at death; but it can be reversed by a continuous increase in the limit of life time. In this paper, we assume that these two factors are endogenous and we show that risk averse decision makers exhibit a bias towards rectangularization. More specifically, the importance of the bias depends upon the intensity of the "fear of ruin" which is another measure of the degree of absolute risk aversion.

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File URL: http://www.uclouvain.be/cps/ucl/doc/core/documents/coredp2007_32.pdf
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Publisher Info
Paper provided by Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) in its series CORE Discussion Papers with number 2007032.

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Date of creation: 01 May 2007
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Handle: RePEc:cor:louvco:2007032

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Related research
Keywords: longevity; fear of ruin;

Find related papers by JEL classification:
D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty

Cited by:
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  1. Marie-Louise Leroux, 2009. "Endogenous Differential Mortality, Non-Contractible Effort and Non Linear Taxation," CESifo Working Paper Series CESifo Working Paper No. , CESifo Group Munich. [Downloadable!]
  2. Grégory Ponthière, 2008. "Unequal longevities and lifestyles transmission," PSE Working Papers 2008-68, PSE (Ecole normale supérieure). [Downloadable!]
  3. Marie-Louise Leroux & Pierre Pestieau & Grégory Ponthiere, 2009. "Should we Subsidize Longevity?," CESifo Working Paper Series CESifo Working Paper No. , CESifo Group Munich. [Downloadable!]
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  4. Marie-Louise Leroux & Pierre Pestieau & Grégory Ponthière, 2008. "Optimal linear taxation under endogenous longevity," PSE Working Papers 2008-49, PSE (Ecole normale supérieure). [Downloadable!]
    Other versions:
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