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Will Health Insurance Mandates Increase Coverage? Synthesizing Perspectives from Health, Tax, and Behavioral Economics: Working Paper 2010-05

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  • David Auerbach
  • Janet Holtzblatt
  • Paul Jacobs
  • Alexandra Minicozzi

Abstract

This paper provides an analytical framework for evaluating the effects of individual health insurance mandates on coverage. That framework draws from the literature in three disciplines—health economics, tax compliance, and behavioral economics—to identify the factors that affect people’s responses to health insurance mandates. The health economics literature examines how people value health insurance and how changes in its costs affect coverage. The tax compliance literature indicates that the probability of detection and people’s attitudes toward risk affect perceptions

Suggested Citation

  • David Auerbach & Janet Holtzblatt & Paul Jacobs & Alexandra Minicozzi, 2010. "Will Health Insurance Mandates Increase Coverage? Synthesizing Perspectives from Health, Tax, and Behavioral Economics: Working Paper 2010-05," Working Papers 21600, Congressional Budget Office.
    • Handle: RePEc:cbo:wpaper:21600
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    File URL: https://www.cbo.gov/sites/default/files/111th-congress-2009-2010/workingpaper/working_paper_2010-05-health_insurance_mandate.pdf
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    References listed on IDEAS

    as
    1. Alan C. Monheit & Jessica Primoff Vistnes, 1999. "Health Insurance Availability at the Workplace: How Important are Worker Preferences?," Journal of Human Resources, University of Wisconsin Press, vol. 34(4), pages 770-785.
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    3. Slemrod, Joel & Yitzhaki, Shlomo, 1987. " The Optimal Size of a Tax Collection Agency," Scandinavian Journal of Economics, Wiley Blackwell, vol. 89(2), pages 183-192.
    4. Marquis, M. Susan & Long, Stephen H., 1995. "Worker demand for health insurance in the non-group market," Journal of Health Economics, Elsevier, vol. 14(1), pages 47-63, May.
    5. Amy Finkelstein, 2009. "E-ztax: Tax Salience and Tax Rates," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 124(3), pages 969-1010.
    6. Jacobs Paul D., 2009. "Health Insurance Demand and the Generosity of Benefits: Fixed Effects Estimates of the Price Elasticity," Forum for Health Economics & Policy, De Gruyter, vol. 12(2), pages 1-27, June.
    7. Samuelson, William & Zeckhauser, Richard, 1988. "Status Quo Bias in Decision Making," Journal of Risk and Uncertainty, Springer, vol. 1(1), pages 7-59, March.
    8. Allingham, Michael G. & Sandmo, Agnar, 1972. "Income tax evasion: a theoretical analysis," Journal of Public Economics, Elsevier, vol. 1(3-4), pages 323-338, November.
    9. Sheffrin, S.M. & Triest, R.K., 1991. "Can Brute Deterrence Backfire? Perceptions and Attitudes in Taxpayer Compliance," Papers 373, California Davis - Institute of Governmental Affairs.
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    Cited by:

    1. Kolstad, Jonathan T. & Kowalski, Amanda E., 2016. "Mandate-based health reform and the labor market: Evidence from the Massachusetts reform," Journal of Health Economics, Elsevier, vol. 47(C), pages 81-106.
    2. Ericson, Keith Marzilli & Kessler, Judd B., 2016. "The articulation of government policy: Health insurance mandates versus taxes," Journal of Economic Behavior & Organization, Elsevier, vol. 124(C), pages 43-54.
    3. Jacob Goldin & Ithai Z. Lurie & Janet McCubbin, 2019. "Health Insurance and Mortality: Experimental Evidence from Taxpayer Outreach," NBER Working Papers 26533, National Bureau of Economic Research, Inc.

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