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Micro-Insurance in the Context of Social Protection

Author

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  • Thankom Arun
  • Susan Steiner

Abstract

This paper aims to understand the role of micro-insurance as an element of social protection. It outlines the current status of micro-insurance provision in Ghana and Sri Lanka, two countries with very different socio-cultural backgrounds. It concludes that both countries are unlikely to extend their social security systems to the entire population in the short to medium term, making private micro-insurance initiatives essential mechanisms to help people reduce their vulnerability.

Suggested Citation

  • Thankom Arun & Susan Steiner, 2008. "Micro-Insurance in the Context of Social Protection," Global Development Institute Working Paper Series 5508, GDI, The University of Manchester.
    • Handle: RePEc:bwp:bwppap:5508
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    File URL: http://hummedia.manchester.ac.uk/institutes/gdi/publications/workingpapers/bwpi/bwpi-wp-5508.pdf
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    Cited by:

    1. Dorothee Crayen & Christa Hainz & Christiane St�h de Mart�nez, 2013. "Remittances, Banking Status and the Usage of Insurance Schemes," Journal of Development Studies, Taylor & Francis Journals, vol. 49(6), pages 861-875, June.
    2. Arun, Thankom & Bendig, Mirko & Arun, Shoba, 2012. "Bequest Motives and Determinants of Micro Life Insurance in Sri Lanka," World Development, Elsevier, vol. 40(8), pages 1700-1711.
    3. Antonio E. Etrata & Fernando L. Trinidad, 2020. "Does the level of social cultural beliefs affect the level of agreement of the respondents on the motivational dimensions of microinsurance?," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 9(4), pages 138-152, July.
    4. Renata Gomes Alcoforado & Alfredo D. Eg'idio dos Reis, 2021. "A public micro pension programme in Brazil: Heterogeneity among states and setting up of benefit age adjustment," Papers 2104.09210, arXiv.org.
    5. Amos Gitau Njuguna & Abigael Arunga, 2013. "Risk Management Practices: A Survey of Micro-Insurance Service Providers in Kenya," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 4(1), pages 132-150, January.

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