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Un índice de bancarización para Colombia

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  • Angela González Arbeláez

    ()

  • Laura Capera

    ()

Abstract

El objetivo de este documento es analizar la evolución de la bancarización en Colombia a través de un índice que reúne medidas tradicionales de cobertura y otras asociadas a la intensidad de uso de los servicios financieros por parte de la población de cada departamento; la metodología utilizada es la de componentes principales. El análisis del indicador sugiere que los principales avances en materia de bancarización se concentran en la región central y en Bogotá, mientras que algunos departamentos presentan rezagos significativos. Adicionalmente, los resultados resaltan la necesidad de incluir indicadores de intensidad de uso, en la medida en que estos permiten establecer con mayor precisión el grado de integración de los servicios financieros en la actividad cotidiana de los individuos.

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Bibliographic Info

Paper provided by Banco de la Republica de Colombia in its series Temas de Estabilidad Financiera with number 064.

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Handle: RePEc:bdr:temest:064

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Related research

Keywords: Bancarización; componentes principales; servicios financieros. Classification JEL: C23; G21; R1; R58;

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  1. Alejandra Anastasi & Emilio Blanco & Pedro Elosegui & Máximo Sangiácomo, 2006. "Bancarization and Determinants of Availability of Banking Services in Argentina," BCRA Working Paper Series 200615, Central Bank of Argentina, Economic Research Department.
  2. Beck, Thorsten & Demirguc-Kunt, Asli & Martinez Peria, Maria Soledad, 2006. "Banking services for everyone ? Barriers to bank access and use around the world," Policy Research Working Paper Series 4079, The World Bank.
  3. International Monetary Fund, 2004. "Financial Sector Development in the Middle East and North Africa," IMF Working Papers 04/201, International Monetary Fund.
  4. Yongfu Huang, 2005. "What determines financial development?," Bristol Economics Discussion Papers 05/580, Department of Economics, University of Bristol, UK.
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