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Situación actual del microcrédito en Colombia: carácterísticas y experiencias

Author

Listed:
  • Banco de la República
  • Ministerio de Agricultura
  • Finagro

Abstract

El presente documento expone las principales características de la situación actual del mercado de microcrédito en Colombia, destacando aspectos técnicos y regulatorios, así como recientes iniciativas gubernamentales y privadas orientadas a promover el acceso a este tipo de financiación. El estudio se complementa con la estimación de su cobertura, teniendo en cuenta la demanda potencial y las características de la oferta. Los resultados encontrados sugieren que el microcrédito tiene grandes posibilidades de expansión, particularmente en zonas rurales y en pequeños centros urbanos. Se sugiere, por lo tanto, crear incentivos que permitan a las entidades financieras hacer presencia en estas areas, tales como la creación de redes de asistencia técnica que brinden orientación en el proceso de implementación de tecnología microcrediticia y de la modificación de algunos aspectos en el marco regulatorio en el que actualmente se desarrolla su actividad.

Suggested Citation

  • Banco de la República & Ministerio de Agricultura & Finagro, 2010. "Situación actual del microcrédito en Colombia: carácterísticas y experiencias," Temas de Estabilidad Financiera 048, Banco de la Republica de Colombia.
    • Handle: RePEc:bdr:temest:048
    DOI: 10.32468/tef.48
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    References listed on IDEAS

    as
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    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Tecnolog ía microcrediticia; Micro finanzas; Microcrédito.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

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