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Liquidity Efficiency and Distribution in the LVTS: Non-Neutrality of System Changes under Network Asymmetry

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Author Info
Sean O'Connor
James Chapman
Kirby Millar

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Abstract

The authors consider the liquidity efficiency of Tranche 2 of the Large Value Transfer System (LVTS T2) by examining, through an empirical analysis, some plausible strategic reactions of individual participants to a systemwide shock to available liquidity in the system. The network structure of the LVTS T2 is found to be asymmetric in terms of the patterns of out-payment flows. It is composed of three subgroups, in which participants within a subgroup are more strongly linked with each other than with participants in other subgroups. Three possible network equilibria are proposed. The equilibria are defined in terms of participant-specific collateral needs and out-payment delays, and result from different relative cost structures involving collateral costs, queuing costs, and payment delay penalties. Each of the conjectural equilibria relate to a dominant strategy for at least those participants most central in the network with respect to liquidity transfer adopted network-wide as a common strategy.

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File URL: http://www.bankofcanada.ca/en/res/dp/2008/dp08-11.pdf
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Paper provided by Bank of Canada in its series Discussion Papers with number 08-11.

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Length: 47 pages
Date of creation: 2008
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Handle: RePEc:bca:bocadp:08-11

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Related research
Keywords: Payment; clearing; and settlement systems; Financial services; Financial institutions;

Find related papers by JEL classification:
L14 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Transactional Relationships; Contracts and Reputation
L13 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Oligopoly and Other Imperfect Markets
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages

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  1. Martin, Antoine & McAndrews, James, 2008. "Liquidity-saving mechanisms," Journal of Monetary Economics, Elsevier, vol. 55(3), pages 554-567, April. [Downloadable!] (restricted)
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  2. Morten Bech & James T. E. Chapman & Rod Garratt, 2008. "Which Bank is the "Central" Bank? An Application of Markov Theory to the Canadian Large Value Transfer System," Working Papers 08-42, Bank of Canada. [Downloadable!]
    Other versions:
  3. Coralio Ballester & Antoni Calvó-Armengol & Yves Zenou, 2006. "Who's Who in Networks. Wanted: The Key Player," Econometrica, Econometric Society, vol. 74(5), pages 1403-1417, 09. [Downloadable!] (restricted)
    Other versions:
  4. Devin Ball & Walter Engert, 2007. "Unanticipated Defaults and Losses in Canada's Large-Value Payments System, Revisited," Discussion Papers 07-5, Bank of Canada. [Downloadable!]
  5. Bech, Morten L. & Garratt, Rod, 2003. "The intraday liquidity management game," Journal of Economic Theory, Elsevier, vol. 109(2), pages 198-219, April. [Downloadable!] (restricted)
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  6. Darcey McVanel, 2005. "The Impact of Unanticipated Defaults in Canada's Large Value Transfer System," Working Papers 05-25, Bank of Canada. [Downloadable!]
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