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The Effect of a Threshold Proportional Reinsurance Strategy on Ruin Probabilities

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Author Info
Anna Castaner
M. Merce Claramunt
Maite Marmol (Universitat de Barcelona)
Abstract

In the context of a compound Poisson risk model, we define a threshold proportional reinsurance strategy: A retention level k1 is applied whenever the reserves are less than a determinate threshold b, and a retention level k2 is applied in the other case. We obtain the integro-differential equation for the Gerber-Shiu function (defined in Gerber and Shiu (1998)) in this model, which allows us to obtain the expressions for ruin probability and Laplace transforms of time of ruin for several distributions of the claim sizes. Finally, we present some numerical results.

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Paper provided by Universitat de Barcelona. Espai de Recerca en Economia in its series Working Papers in Economics with number 222.

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Date of creation: 2009
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Handle: RePEc:bar:bedcje:2009222

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Postal: Espai de Recerca en Economia, Facultat de Ciències Econòmiques. Tinent Coronel Valenzuela, Num 1-11 08034 Barcelona. Spain.
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G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies

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