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Discrimination By Formal Lenders In South Africa

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Author Info
Schreiner, Mark
Graham, Douglas H.
Vink, Nick
Coetzee, Gerhard

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Abstract

Censored (Tobit) regression is used to estimate the effects of race, location of residence, and sex of the household head on formal debt held by South African households. The magnitude of the effects suggests that lenders discriminate and that formal financial markets could be improved even without technical innovation.

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File URL: http://purl.umn.edu/28336
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Publisher Info
Paper provided by Ohio State University, Department of Agricultural, Environmental and Development Economics in its series Economics and Sociology Occasional Papers with number 28336.

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Date of creation: 1995
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Handle: RePEc:ags:ohsesp:28336

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Related research
Keywords: Financial Economics;

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