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Producers' Yield and Yield Risk: Perceptions versus Reality and Crop Insurance Use

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Author Info
Egelkraut, Thorsten M.
Garcia, Philip
Pennings, Joost M.E.
Sherrick, Bruce J.

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Abstract

Using survey data from 258 Illinois corn farmers, we investigate the relationship between subjective and objective yield measures and their effect on the use of crop insurance. Our findings show that producers view themselves as better than average with respect to yields and in terms of their variability, and that over- and underconfidence also influence their use of crop insurance. The effects are not symmetric, overconfidence is primarily reflected in the larger-than-average yield, while underconfidence emerges mainly in the larger-than-average variability. Crop insurance use is further affected by risk preferences and county yield variability.

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Publisher Info
Paper provided by American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association) in its series 2006 Annual meeting, July 23-26, Long Beach, CA with number 21369.

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Date of creation: 2006
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Handle: RePEc:ags:aaea06:21369

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Keywords: Risk and Uncertainty;

References listed on IDEAS
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  1. Zanini, Fabio C. & Sherrick, Bruce J. & Schnitkey, Gary D. & Irwin, Scott H., 2001. "Crop Insurance Valuation Under Alternative Yield Distributions," 2001 Conference, April 23-24, 2001, St. Louis, Missouri 18953, NCR-134 Conference on Applied Commodity Price Analysis, Forecasting, and Market Risk Management. [Downloadable!]
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  2. Pease, James W., 1992. "A Comparison Of Subjective And Historical Crop Yield Probability Distributions," Southern Journal of Agricultural Economics, Southern Agricultural Economics Association, vol. 24(02), December. [Downloadable!]
  3. Hayes, Dermot J. & Lence, Sergio H. & Mason, Chuck, 2004. "Could the Government Manage Its Exposure to Crop Reinsurance Risk?," Staff General Research Papers 11287, Iowa State University, Department of Economics.
  4. Egelkraut, Thorsten M. & Sherrick, Bruce J. & Garcia, Philip & Pennings, Joost M.E., 2006. "Farmers’ Subjective Perceptions of Yield and Yield Risk," 2006 Conference, April 17-18, 2006, St. Louis, Missouri 18991, NCR-134 Conference on Applied Commodity Price Analysis, Forecasting, and Market Risk Management. [Downloadable!]
  5. LaFrance, Jeffrey T. & Shimshack, Jay P. & Wu, Steven W., 2000. "Subsidized crop insurance and the extensive margin," CUDARE Working Paper Series 912, University of California at Berkeley, Department of Agricultural and Resource Economics and Policy. [Downloadable!]
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