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Institutional Ownership and Income Smoothing by Japanese Banks through Loan Loss Provisions

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Author Info
Wikil Kwak () (College of Business Administration, University of Nebraska at Omaha, USA)
Ho-Young Lee () (School of Business, Yonsei University, South Korea)
Vivek Mande () (College of Business and Economics, California State University, Fullerton, USA)
Abstract

This paper examines the association between institutional ownership and income smoothing through bank loan loss provisions for a sample of Japanese banks during the period 1991–1999. We find that as the percentage of institutional ownership of banks increases, income smoothing via loan loss provisions increases. Additional tests show that there is a significant positive relationship between the extent of income smoothing and the percentage ownership of banks by domestic financial institutions and affiliated (keiretsu) institutions. Consistent with the idea that foreign institutional holders do not play an important role in the corporate governance of Japanese banks, we do not find a significant association between foreign institutional ownership and the extent of income smoothing. Our results imply that institutional owners may play a different role in monitoring income smoothing during the recessionary period in Japan from the normal economic periods studied in most prior studies.

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Publisher Info
Article provided by World Scientific Publishing Co. Pte. Ltd. in its journal Review of Pacific Basin Financial Markets and Policies.

Volume (Year): 12 (2009)
Issue (Month): 02 ()
Pages: 219-243
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Handle: RePEc:wsi:rpbfmp:v:12:y:2009:i:02:p:219-243

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Related research
Keywords: Institutional ownership; income smoothing; loan loss provisions; Japanese banks;

Find related papers by JEL classification:
G1 - Financial Economics - - General Financial Markets
G2 - Financial Economics - - Financial Institutions and Services
G3 - Financial Economics - - Corporate Finance and Governance

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This page was last updated on 2009-11-26.


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