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Financial Intermingling In Korean-American And Mexican-American Small Businesses

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Author Info

  • GEORGE W. HAYNES

    (Department of Health and Human Development, 205B Herrick Hall, Montana State University, Bozeman, MT 59717, USA)

  • JOSEPH I. ONOCHIE

    ()
    (Department of Economics and Finance, Box B 10-225, Zicklin School of Business, Baruch College, C.U.N.Y., One Bernard Baruch Way, New York, NY 10010, USA)

  • MYUNG-SOO LEE

    (Department of Marketing, Zicklin School of Business, Baruch College, C.U.N.Y., One Bernard Baruch Way, New York, NY 10010, USA)

  • AlVIN N. PURYEAR

    (Department of Management, Zicklin School of Business, Baruch College, C.U.N.Y., One Bernard Baruch Way, New York, NY 10010, USA)

  • EDWARD G. ROGOFF

    (Department of Management, Zicklin School of Business, Baruch College, C.U.N.Y., One Bernard Baruch Way, New York, NY 10010, USA)

  • RAMONA K. Z. HECK

    (Department of Management, Zicklin School of Business, Baruch College, C.U.N.Y., One Bernard Baruch Way, New York, NY 10010, USA)

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    Abstract

    This study explores the financial intermingling behavior of Mexican-American and Korean-American owned and operated small businesses. It posits that ethnically-owned and -operated small businesses with strong familial ties and more limited access to financial capital are more likely to intermingle financial resources than other small businesses. Mexican-American small business owners typically have very strong familial ties, while Korean-American small business owners typically have very strong community ties. Perhaps more importantly, Mexican-American small business owners have less access to pools of community capital than Korean-American small business owners. Therefore, it is expected that Mexican-American small business owners are more likely to intermingle financial resources than Korean-American small business owners. Even when controlling for the time in United States and English language spoken in the household, this study suggests Mexican-American small business owners are more likely to intermingle financial resources than Korean-American small business owners. Within these two ethnic groups, similar factors contribute to intermingling. Small business owners living in rural areas and borrowers are more likely to intermingle financial resources for both ethnic groups.

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    Bibliographic Info

    Article provided by World Scientific Publishing Co. Pte. Ltd. in its journal Journal of Developmental Entrepreneurship.

    Volume (Year): 14 (2009)
    Issue (Month): 03 ()
    Pages: 297-310

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    Handle: RePEc:wsi:jdexxx:v:14:y:2009:i:03:p:297-310

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    Related research

    Keywords: Intermingling; ethnically-owned; ethnicity; prevalence; business-to-family; family-to-business; family; entrepreneurship;

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    Cited by:
    1. Shinnar, Rachel S. & Cho, Seonghee & Rogoff, Edward G., 2013. "Outcomes of family involvement in minority owned family businesses," Journal of Family Business Strategy, Elsevier, vol. 4(1), pages 22-33.

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