Insurer Use of Discriminatory Expense Loading for Insurance Rating Purposes
AbstractThis paper examines whether high insurance rates are possibly the result of an insurer’s discriminatory expense loading in heavily regulated insurance lines. The conclusion is, from a total expenses basis, that insurance companies are not unfairly loading expenses on heavily rate-regulated insurance lines.
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Bibliographic InfoArticle provided by Western Risk and Insurance Association in its journal Journal of Insurance Issues.
Volume (Year): 15 (1992)
Issue (Month): 2 ()
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