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How Federal Antitrust Principles Would Impact the Insurance Ratemaking Function

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  • Youssef I. Kouatly
  • Iskander S. Hamwi
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    Abstract

    This study focuses on basic federal antitrust principles and their potential impact on property and liability insurance ratemaking. The authors believe that, in view of the growing debate around the issue of repeal or amendment of the McCarran Act, it has become necessary to focus more fully on the impact of such a potential change in the antitrust exemption accorded the business of insurance under the Act. In addition to ratemaking technicalities, state legislatures and regulators should be cognizant of the fine lines that separate state-rate regulatory standards from antitrust concepts. Recognition of such distinctions is necessary if the public interest is to be protected.

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    Bibliographic Info

    Article provided by Western Risk and Insurance Association in its journal Journal of Insurance Issues.

    Volume (Year): 15 (1992)
    Issue (Month): 1 ()
    Pages: 45-64

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    Handle: RePEc:wri:journl:v:15:y:1992:i:1:p:45-64

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