A Survivor Test of the American Agency System of Distributing Property Liability Insurance
AbstractIn earlier work byjoskow and by Cummins and VanDerhei, the American Agency system of distribution has been deemed inefficient, i.e. excessively costly. We test this in a natural way by examining whether the system survives in competition with more efficient systems. We find that it survives, but is in steady decline.
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Bibliographic InfoArticle provided by Taylor & Francis Journals in its journal International Journal of the Economics of Business.
Volume (Year): 1 (1994)
Issue (Month): 2 ()
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- Timothy J. Yeager, 2004. "Economies of integration in banking: an application of the survivor principle," Supervisory Policy Analysis Working Papers 2004-04, Federal Reserve Bank of St. Louis.
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