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Risk aversion, regional welfare state and private pension plans

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Author Info
Marco Percoco

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Abstract

The investment decisions of individuals are influenced by their perception of risk. The article investigates from an empirical viewpoint the role of risk aversion and of local government as a provider of public services in shaping the decisions of individuals to subscribe to private pension plans. It finds that risk aversion is a relatively important factor in the pension funds subscription decision, and that the greater the provision of local social services, the lower the probability of subscription.

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File URL: http://www.informaworld.com/openurl?genre=article&doi=10.1080/17446540701720618&magic=repec&7C&7C8674ECAB8BB840C6AD35DC6213A474B5
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Publisher Info
Article provided by Taylor and Francis Journals in its journal Applied Financial Economics Letters.

Volume (Year): 4 (2008)
Issue (Month): 4 ()
Pages: 303-306
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Handle: RePEc:taf:apfelt:v:4:y:2008:i:4:p:303-306

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