Advanced Search
MyIDEAS: Login to save this article or follow this journal

Las Entidades Financieras De Economía Social Ante La Crisis Financiera: Un Análisis De Las Cajas Rurales / The Social Financial Institutions In A Frame Of Crisis: An Analyisis Of Spanish Rural Co-Operative Banks

Contents:

Author Info

  • Ricardo PALOMO ZURDO

    (Catedrático de la Universidad CEU San Pablo)

  • Joan Ramón SANCHIS PALACIO

    (Profesor Titular de la Universitat de Valencia)

  • Francisco SOLER TORMO

    (Profesor Asociado de la Universitat de Valencia)

Registered author(s):

    Abstract

    Las cajas rurales, en su condición de entidades de crédito, al igual que los bancos y las cajas de ahorros, están experimentando las consecuencias derivadas de la actual crisis financiera internacional. Sin embargo, lejos de suponer un lastre para estas entidades, la actual situación ha de ser aprovechada como una oportunidad, lo que significa redefinir su modelo de negocio apostando por una mayor eficiencia. El objetivo del presente trabajo es analizar cuáles son los efectos que la crisis financiera está provocando en las cajas rurales españolas, partiendo de las características propias de las cajas rurales y teniendo en cuenta los trabajos más recientes publicados sobre la crisis financiera actual. El entorno de crisis financiera global requiere una caracterización comparativa del sector con la banca y las cajas de ahorros mediante el análisis de las tasas de morosidad, de cobertura de insolvencias y los ratings otorgados. / The small farm loan banks, as their credit organizations, like the banks and the savings banks, are undergoing the derived consequences of the present international financial crisis. Nevertheless, far from supposing a ballast for these organizations, the present situation has to be taken advantage of like an opportunity, which means to redefine its model of business betting by a greater efficiency. The objective of the present work is to analyze which are the effects that the financial crisis is causing in the Spanish small farm loan banks, starting off of the own characteristics of the small farm loan banks and considering the published most recent works on the present financial crisis. The surroundings of global financial crisis require a comparative characterization of the sector with the bank and the savings banks by means of the analysis of the rates of dilatoriness, cover of insolvencies and the granted ratings.

    Download Info

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
    File URL: http://www.ucm.es/info/revesco/txt/REVESCO%20N%20100.4%20Ricardo%20PALOMO,%20Joan%20Ramon%20SANCHIS,%20Francisco%20SOLER.pdf
    Download Restriction: no

    Bibliographic Info

    Article provided by Universidad Complutense de Madrid, Facultad de Ciencias Económicas y Empresariales in its journal Articulos de REVESCO Revista de Estudios Cooperativos.

    Volume (Year): ( 2010)
    Issue (Month): (Extraordinario)
    Pages: 101-133

    as in new window
    Handle: RePEc:sto:artrev:100-04

    Contact details of provider:
    Phone: 913942330
    Fax: 913942531
    Email:
    Web page: http://www.ucm.es/info/revesco/
    More information through EDIRC

    Related research

    Keywords: Cajas rurales; crisis financiera; eficiencia; morosidad; créditos; solvencia; rating; small farm loan banks; financial crisis; efficiency; dilatoriness; credits;

    Find related papers by JEL classification:

    References

    No references listed on IDEAS
    You can help add them by filling out this form.

    Citations

    Lists

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    Statistics

    Access and download statistics

    Corrections

    When requesting a correction, please mention this item's handle: RePEc:sto:artrev:100-04. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (REVESCO Revista de Estudios Cooperativos).

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.