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Regional Differences in Bank Efficiency and Technology

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Author Info

  • Evanoff, Douglas D
  • Israilevich, Philip R

Abstract

Regional differences in production technologies and the effect of regulatory stringency--which differs across states--are analyzed for a sample of large U.S. commercial banks. Differences in both dimensions of production are found. Banks located in the midwestern states are found to be more adversely affected by regulation, however, to have a technology which enables them to be more resilient to regulatory induced distortions, i.e.,they would produce more efficiently under comparable regulatory conditions. The policy implications of the results are discussed.

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Bibliographic Info

Article provided by Springer in its journal Annals of Regional Science.

Volume (Year): 25 (1991)
Issue (Month): 1 (March)
Pages: 41-54

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Handle: RePEc:spr:anresc:v:25:y:1991:i:1:p:41-54

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Cited by:
  1. Kyj, Larissa & Isik, Ihsan, 2008. "Bank x-efficiency in Ukraine: An analysis of service characteristics and ownership," Journal of Economics and Business, Elsevier, vol. 60(4), pages 369-393.
  2. Robert DeYoung, 1998. "Management Quality and X-Inefficiency in National Banks," Journal of Financial Services Research, Springer, vol. 13(1), pages 5-22, February.
  3. Robert DeYoung & Kenneth Spong & Richard J. Sullivan, 1999. "Who's minding the store? motivating and monitoring hired managers at small, closely held firms: the case of commercial banks," Working Paper Series WP-99-17, Federal Reserve Bank of Chicago.

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