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Performance and Sustainability of Self-Help Groups in India: A Gender Perspective

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Abstract

The existing literature on self-help group (SHG) bank linkage programs portrays them as an effective tool being used in various countries to approach a range of socioeconomic issues. This paper explores the performance and sustainability of this type of program in India at the group level. Because income-generating activities and other characteristics vary with the gender composition of self-help groups, their performance and sustainability vary. The analysis in this study is based on data from a survey carried out in six states in India. Overall, the performance analysis reveals that all-female SHGs perform best. The female SHGs are doing particularly well in terms of recovery of loans and per capita saving. The econometrics results indicate that only all-female SHGs are sustainable. The factors that determine the sustainability include recovery of loans, per capita savings, and linkage with an SHG federation.

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  • Parida, Purina Chandra & Sinha, Anushree, 2010. "Performance and Sustainability of Self-Help Groups in India: A Gender Perspective," Asian Development Review, Asian Development Bank, vol. 27(1), pages 80-103.
    • Handle: RePEc:ris:adbadr:2713
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    Cited by:

    1. Kumar, Neha & Raghunathan, Kalyani & Arrieta, Alejandra & Jilani, Amir & Pandey, Shinjini, 2021. "The power of the collective empowers women: Evidence from self-help groups in India," World Development, Elsevier, vol. 146(C).
    2. Paul Anand & Swati Saxena & Rolando Gonzales Martinez & Hai-Anh H. Dang, 2020. "Can Women’s Self-help Groups Contribute to Sustainable Development? Evidence of Capability Changes from Northern India," Journal of Human Development and Capabilities, Taylor & Francis Journals, vol. 21(2), pages 137-160, April.
    3. Anand Rai, 2015. "Indian Microfinance Institutions: Performance of Young and Old Institutions," Vision, , vol. 19(3), pages 189-199, September.
    4. Disha Bhanot & Varadraj Bapat, 2019. "Contributory factors towards sustainability of bank-linked self-help groups in India," Asia-Pacific Sustainable Development Journal, United Nations Economic and Social Commission for Asia and the Pacific (ESCAP), vol. 26(2), pages 25-55, December.
    5. Sameek Ghosh & Sougata Ray & Rajiv Nair, 2022. "Sustainability Factors of Self-Help Groups in Disaster-Affected Communities," Sustainability, MDPI, vol. 15(1), pages 1-14, December.
    6. Stella Nordhagen & Abdoulaye Traoré, 2022. "Group-based approaches to nutrition-sensitive agriculture: insights from a post-project sustainability study in Côte d’Ivoire," Food Security: The Science, Sociology and Economics of Food Production and Access to Food, Springer;The International Society for Plant Pathology, vol. 14(2), pages 337-353, April.
    7. Praveen, K.V. & Suresh, A., 2015. "Performance and Sustainability of Kudumbashree Neighbourhood Groups on Kerala: An Empirical Analysis," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 70(3), pages 1-9.

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