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Les interdits de chéquier

Author

Listed:
  • Pierre Le Quéau
  • Daphné Salon

Abstract

[eng] Withdrawal of a cheque book . Withdrawal of a cheque book is an aspect of financial exclusion. Almost 3 million people in France are in this situation. . JEL Classification : G21, G28, I30 [fre] Parmi toutes les formes d’exclusion bancaire, l’interdiction bancaire d’émettre des chèques présente la double particularité d’être organisée par la loi d’une part et d’être précisément mesurée d’autre part puisqu’elle est matérialisée par l’inscription dans un fichier géré par la Banque de France. L’examen des chiffres fournis par le Fichier central des chèques (FCC) conduit à deux constats : en valeur absolue, le nombre de personnes inscrites est élevé (2,4 millions de personnes physiques et morales inscrites à fin 1997 ; 2,95 millions à fin 1999) ; la progression du nombre d’inscrits est continue depuis l’entrée en application du nouveau dispositif en 1992. Une partie du rythme de cette progression résulte cependant de ce que le fichier n’a pas encore 10 ans d’existence alors que les purges automatiques ne commencent qu’après 10 ans de fichage. . Classification JEL : G21, G28, I30

Suggested Citation

  • Pierre Le Quéau & Daphné Salon, 2000. "Les interdits de chéquier," Revue d'Économie Financière, Programme National Persée, vol. 58(3), pages 97-112.
    • Handle: RePEc:prs:recofi:ecofi_0987-3368_2000_num_58_3_3483
    DOI: 10.3406/ecofi.2000.3483
    Note: DOI:10.3406/ecofi.2000.3483
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    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • I30 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • I30 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General

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