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A Cost Analysis for Third-Party Deposit Sales
[Nákladová analýza externího prodeje depozit]

Author

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  • Jan Vlachý

Abstract

This paper strives to address the issue of distribution costs budgeting, encountered by commercial banks whose business plans presume the sale of saving accounts using third-party distribution networks. A rather intricate problem arises, jointly requiring the design of a commercially viable commission schedule and estimating its impacts on the bank's financial results, where traditional methods fail. An annotated case study illustrates an expedient and practical solution using statistical simulation.

Suggested Citation

  • Jan Vlachý, 2010. "A Cost Analysis for Third-Party Deposit Sales [Nákladová analýza externího prodeje depozit]," Český finanční a účetní časopis, Prague University of Economics and Business, vol. 2010(3), pages 63-74.
  • Handle: RePEc:prg:jnlcfu:v:2010:y:2010:i:3:id:76:p:63-74
    DOI: 10.18267/j.cfuc.76
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    References listed on IDEAS

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    1. Isabelle Huault & V. Perret & S. Charreire-Petit, 2007. "Management," Post-Print halshs-00337676, HAL.
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    More about this item

    Keywords

    Financial management; Banking; Distribution costs; Statistical simulation; Finanční řízení; Bankovnictví; Distribuční náklady; Statistická simulace;
    All these keywords.

    JEL classification:

    • C61 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling - - - Optimization Techniques; Programming Models; Dynamic Analysis
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • M21 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Economics - - - Business Economics

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