Advanced Search
MyIDEAS: Login to save this article or follow this journal

Insolvency And Bank Financial Policy

Contents:

Author Info

  • Mihaela GÖNDÖR

    (Associate professor PhD., “Petru Maior” University of Tîrgu-Mureº, Faculty of Economics, Law and Administrative Sciences, ROMANIA.)

Abstract

Insolvency is one of the most often used actions in the economic intern environment. This can be used by companies as a tool for obtaining the restructuring of bank loans or to provide shelter to enforcement. For banks, that means serious problems because they are forced to fully provisioned credit granted to companies that enter into insolvency, even if the rates are paid to date or with small delays, any guaranties was held. In this situation, for banks in Romania, the perception of risk is very high which blocks the credit. The purpose of this paper is to show how insolvency affects banking risks, with serious consequences on the national economy. The paper highlights the need to improve the regulations in order to make a better national business environment.

Download Info

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
File URL: http://www.upm.ro/facultati_departamente/ea/RePEc/curentul_juridic/rcj11/recjurid114_25F.pdf
Download Restriction: no

Bibliographic Info

Article provided by Petru Maior University, Faculty of Economics Law and Administrative Sciences and Pro Iure Foundation in its journal Curentul Juridic, The Juridical Current.

Volume (Year): 47 (2011)
Issue (Month): (December)
Pages: 275-283

as in new window
Handle: RePEc:pmu:cjurid:v:47:y:2011:p:275-283

Contact details of provider:
Email:
Web page: http://www.upm.ro/facultati_departamente/ea/
More information through EDIRC

Related research

Keywords: Banking Risk; Risk Management; Insolvency; Credit Tightening;

Find related papers by JEL classification:

References

No references listed on IDEAS
You can help add them by filling out this form.

Citations

Lists

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

Statistics

Access and download statistics

Corrections

When requesting a correction, please mention this item's handle: RePEc:pmu:cjurid:v:47:y:2011:p:275-283. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Bogdan Voaidas).

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.