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The Evolution of Banking Competition under the Influence of European Union Regulations

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  • Scântee Roxana

    ()
    (Faculty of Economics and Business Administration, „Alexandru Ioan Cuza” University, Iaºi, România)

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    Abstract

    The European directives are a challenge to the study of competition in banking and financial industry. Many regulations were implemented in the last 20 years in European countries by the need to obtain the level of harmonization required for develop a single competitive financial market. The purpose of this study is to underline the influences of regulations from European banking framework on banking competition. What are the main influences of the banking directives on competition? What are the changes appeared in the European banking field after the implementation of integration policy? Those are some questions that I tried to answer. In this study section 1 analyses the competition regulatory framework in European Union. The second section presents the European directives and investigates their impact on banking competition and the third one concludes.

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    File URL: http://stec.univ-ovidius.ro/html/anale/ENG/cuprins%20rezumate/volum2012p1.pdf
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    Bibliographic Info

    Article provided by Ovidius University of Constantza, Faculty of Economic Sciences in its journal Ovidius University Annals, Economic Sciences Series.

    Volume (Year): XII (2012)
    Issue (Month): 1 (May)
    Pages: 284-289

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    Handle: RePEc:ovi:oviste:v:xii:y:2012:i:12:p:284-289

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    Web page: http://www.univ-ovidius.ro/facultatea-de-stiinte-economice
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    Related research

    Keywords: European integration; banking competition; regulatory framework; financial market; European directives;

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