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Cheap Talk, Fraud, and Adverse Selection in Financial Markets: Some Experimental Evidence

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Author Info
Forsythe, Robert
Lundholm, Russell
Rietz, Thomas
Abstract

We examine communication in laboratory games with asymmetric information. Sellers know true asset qualities. Potential buyers only know the quality distribution. Prohibiting communication, we document the degree of adverse selection. Then we examine two alternative communication mechanisms. Under 'cheap talk', each seller can announce any subset of qualities. Under 'antifraud', the subset must include the true quality. Both mechanisms improve market efficiency, but very differently. Relying on sellers' frequently exaggerated claims, buyers often overpay under cheap talk. Efficiency gains come at the buyer's expense. The antifraud rule improves efficiency further and eliminates the wealth transfer from buyers to sellers. Article published by Oxford University Press on behalf of the Society for Financial Studies in its journal, The Review of Financial Studies.

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Publisher Info
Article provided by Oxford University Press for Society for Financial Studies in its journal Review of Financial Studies.

Volume (Year): 12 (1999)
Issue (Month): 3 ()
Pages: 481-518
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Handle: RePEc:oup:rfinst:v:12:y:1999:i:3:p:481-518

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  1. Charness, Gary & Dufwenberg, Martin, 2003. "Promises & Partnership," Research Papers in Economics 2003:3, Stockholm University, Department of Economics. [Downloadable!]
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  2. Potters, J. & Sefton, M. & Vesterlund, L., 2001. "Why announce leadership contributions? : An experimental study of the signaling and reciprocity hypotheses," Discussion Paper 100, Tilburg University, Center for Economic Research. [Downloadable!]
  3. Audra L. Boone & J. Harold Mulherin, 2001. "Valuing the Process of Corporate Restructuring," Claremont Colleges Working Papers 2001-22, Claremont Colleges. [Downloadable!]
  4. Gary Charness & Martin Dufwenberg, 2004. "Promises and Partnership," Levine's Bibliography 122247000000000001, UCLA Department of Economics. [Downloadable!]
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