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The Financial Intermediaries, A Real Danger For Banks?

Author

Listed:
  • Zapodeanu Daniela

    (University of Oradea, Faculty of Economic Sciences)

  • Popa Diana

    (University of Oradea, Faculty of Economic Sciences)

Abstract

The presence of the financial intermediaries - that make the link between the economics agents, with the needs of resources and the one with surplus of resources - determinates the evolution of the banking system and the structure modification of these. What is the difference between a bank and a financial intermediary? The bank distinguish itself from the financial intermediary through its capacity of taking inside the costs and its informatic efficiency, and so the incomes are growing. Does the financial intermediaries represents a danger for the banks?

Suggested Citation

  • Zapodeanu Daniela & Popa Diana, 2008. "The Financial Intermediaries, A Real Danger For Banks?," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 3(1), pages 901-904, May.
    • Handle: RePEc:ora:journl:v:3:y:2008:i:1:p:901-904
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    File URL: http://steconomice.uoradea.ro/anale/volume/2008/v3-finances-banks-accountancy/166.pdf
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    More about this item

    Keywords

    financial intermediary; bank; capital;
    All these keywords.

    JEL classification:

    • E53 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Deposit Insurance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G10 - Financial Economics - - General Financial Markets - - - General (includes Measurement and Data)

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